Invention Grant
- Patent Title: Systems and methods for card authorization
-
Application No.: US15931001Application Date: 2020-05-13
-
Publication No.: US11361315B2Publication Date: 2022-06-14
- Inventor: Cruz Vargas , Andrea Montealegre , Daniel John Marsch , Sophie Bermudez , William Carroll
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Hunton Andrews Kurth LLP
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06Q20/34 ; G06K19/077

Abstract:
Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.
Public/Granted literature
- US20210357921A1 SYSTEMS AND METHODS FOR CARD AUTHORIZATION Public/Granted day:2021-11-18
Information query