A method for a mortgage acquisition system is disclosed. A real estate agent invites a home buyer to the mortgage acquisition system. The home buyer submits information to the system through forms and a messaging portal. The system presents this information to potential lenders, and specifically excludes the home buyer's personal identifying information (PII). The lender uses that information to submit information and mortgage terms to the customer. The home buyer decides on a mortgage lender based on the information and terms provided.