Invention Grant
- Patent Title: Dynamic learning system for intelligent authentication
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Application No.: US16049669Application Date: 2018-07-30
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Publication No.: US11368457B2Publication Date: 2022-06-21
- Inventor: Sunpreet Singh Arora , Kim R. Wagner , John F. Sheets , Lacey Best-Rowden
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: H04L29/06
- IPC: H04L29/06 ; G06N3/04 ; G06N3/08

Abstract:
Techniques for intelligently deciding the optimal authenticator(s) from amongst those supported by an electronic device are described. The authentication system according to some embodiments may include a dynamic machine learner that incorporates the attributes of: (i) user behavior attributes (e.g., preferred authenticator); (ii) device attributes (e.g., hardware and software specifications, applications, etc.); and (iii) operating environment attributes (e.g., ambient light, noise, etc.), as well as the interplay between the aforementioned attributes over time to make the decision. In some embodiments, the authentication activities and patterns of other users of similar type (e.g., users exhibiting similar behavior across different operating environments) can also be learned and employed to improve the decision making process over time.
Public/Granted literature
- US20190260742A1 DYNAMIC LEARNING SYSTEM FOR INTELLIGENT AUTHENTICATION Public/Granted day:2019-08-22
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