A hand-held cutting tool includes a handle and a cutting head with an embedded tool having multiple operative surface portions, the embedded tool consisting of a single unitary metal piece, the multiple operative surface portions thereof including a cutting edge and a tape splitter portion, the embedded tool being molded or otherwise secured within the cutting head such that the tape splitter portion distally extends from the cutting head and a portion of the cutting edge is exposed. The embedded tool includes a top flat surface section which is part of and defined by an uppermost structural reinforcing portion of the single unitary metal piece; and the tape splitter portion is recessed in relation to the uppermost structural reinforcing portion relative to the cutting edge of the blade.