Invention Grant
- Patent Title: System, method, and computer program product to ensure data integrity for conducting a payment transaction
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Application No.: US16943861Application Date: 2020-07-30
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Publication No.: US11379835B2Publication Date: 2022-07-05
- Inventor: Priya Nanduri , Vilas Hegde , Murugesh Moorthy Panchali , Larry O'Connor
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: The Webb Law Firm
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; H04L9/32

Abstract:
Provided is a computer-implemented method for conducting a payment transaction to ensure data integrity of the payment transaction that includes generating a transaction authorization request message, where the transaction authorization request message comprises a payload associated with an electronic funds transfer at a point-of-sale (POS) device, and where generating the transaction authorization request message includes generating a digital signature for the payload using a private key of a payment gateway system and inserting the digital signature for the payload into the transaction authorization request message, transmitting the transaction authorization request message including the digital signature, and receiving a transaction authorization response message from a transaction service provider system. A system and computer program product are also provided.
Public/Granted literature
Information query