Invention Grant
- Patent Title: Method and system for detecting fraudulent transactions using a fraud detection model trained based on dynamic time segments
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Application No.: US16841967Application Date: 2020-04-07
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Publication No.: US11379842B2Publication Date: 2022-07-05
- Inventor: Henry Venturelli , Runhua Zhao , Damayanti Sengupta , Nicholas John Stang , Zeyu Li
- Applicant: INTUIT INC.
- Applicant Address: US CA Mountain View
- Assignee: INTUIT INC.
- Current Assignee: INTUIT INC.
- Current Assignee Address: US CA Mountain View
- Agency: Patterson + Sheridan, LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06N3/04 ; G06N20/00

Abstract:
Certain aspects of the present disclosure provide techniques for detecting fraudulent transactions in a transaction processing system. An example method generally includes receiving a request to process a transaction. An input data set including a vector representing the transaction and a plurality of vectors representing historical transactions is generated. The input data set is divided into a plurality of ragged tensors corresponding to non-overlapping time segments of variable length and having a plurality of vectors associated with dates within each time segment A reduced input data set is generated by generating, for each respective ragged tensor of the plurality of ragged tensors, a respective representative vector using max pooling over vectors in the ragged tensor. A fraudulent transaction score is generated based on the reduced input data set using a fraud detection model. The transaction is processed based, at least in part, on the fraudulent transaction score.
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