Invention Grant
- Patent Title: Product authentication over a payment network
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Application No.: US14500867Application Date: 2014-09-29
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Publication No.: US11379846B2Publication Date: 2022-07-05
- Inventor: Justin X. Howe
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY New York
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY New York
- Agency: Sheppard Mullin Richter & Hampton LLP
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q20/40 ; G06Q30/00 ; G06Q20/32

Abstract:
Systems and methods are provided for authenticating a product over a payment network. A product identifier associated with a product to be authenticated may be included or appended to a conventional authorization request message or clearing message during processing of a payment transaction. The product identifier can be verified at a verification entity to determine whether the product is real or counterfeit. Authorization or settlement of the payment transaction can be approved/processed if the product is determined to be real. Authorization or settlement of the payment transaction can be declined/withheld if the product is determined to be counterfeit.
Public/Granted literature
- US20160092875A1 PRODUCT AUTHENTICATION OVER A PAYMENT NETWORK Public/Granted day:2016-03-31
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