A cashless mobile gaming system and method is described. The cashless mobile gaming system includes a network appliance, a financial gaming passport module, a mobile application disposed on a wireless device and one or more funding resources. The network appliance includes the financial gaming passport module, which operates an exchange between a casino patron and a casino operator that qualifies a financial transaction by ensuring regulatory compliance with gaming regulations. Funding sources are queried by the financial gaming passport to determine the available funds at the funding sources. A hold-fund request is generated by the funding source when the exchange request is approved by the funding source. The financial gaming passport communicates with the casino operator that if the casino operator issues a value to the casino patron, then the financial gaming passport certifies that the casino operator shall be reimbursed within a period of time by the funding source.