Invention Grant
- Patent Title: Systems and methods for authenticating a caller using biometric authentication
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Application No.: US17088311Application Date: 2020-11-03
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Publication No.: US11411951B1Publication Date: 2022-08-09
- Inventor: David Tuomikoski , Rochelle A. Tijerina
- Applicant: United Services Automobile Association (USAA)
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Perkins Coie LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04M3/38 ; H04W4/14 ; H04M3/42 ; H04L67/55 ; H04W4/60 ; H04W12/08 ; H04M3/51 ; H04W12/06

Abstract:
Methods and systems described in this disclosure receive a call from a device associated with a caller and determine whether the caller is eligible for biometric authentication via the device by sending, via a communications network, an eligibility determination request to an issuer of the device. In response to the caller being eligible for biometric authentication, a request to initiate a biometric authentication process on the device is sent to an issuer of the device, where biometric credentials are received by the device and an indication of whether the biometric credentials were verified is received from the issuer of the device.
Information query