The invention relates to a composite heat insulation system, comprising an insulating layer, optionally a reinforcing layer, which is applied to the insulating layer, and a cover layer, which is applied to the insulating layer or, if present, to the reinforcing layer, characterized in that the cover layer contains composite particles, wherein the composite particles contain at least one organic polymer and at least one inorganic solid, wherein the weight percentage of inorganic solid is 15 to 40 wt %, with respect to the total weight of organic polymer and inorganic solid in the composite particle.