Invention Grant
- Patent Title: Secure multi-party computation for sensitive credit score computation
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Application No.: US16893557Application Date: 2020-06-05
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Publication No.: US11436671B2Publication Date: 2022-09-06
- Inventor: Fardin Abdi Taghi Abad , Austin Walters , Jeremy Goodsitt , Anh Truong , Mark Watson , Reza Farivar
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: DLA Piper LLP (US)
- Main IPC: G06Q40/02
- IPC: G06Q40/02 ; H04L9/08

Abstract:
A computing system retrieves a credit check algorithm. The credit check algorithm utilizes one or more parameters for evaluation of a credit score of an individual. The computing system identifies a plurality of entities contributing parameters for the evaluation of the credit score of the individual. The computing system compiles the credit check algorithm into a plurality of components. Each component corresponds to a respective entity of the plurality of entities and each component generates an output unique to the respective entity. The computing system transmits each component to a respective entity of the plurality of entities. The computing system instructs each entity to share a respective output with each remaining entity. The computing system receives a credit score for the individual from each of the plurality of entities. Each credit score received from each entity is the same.
Public/Granted literature
- US20210383467A1 Secure Multi-Party Computation for Sensitive Credit Score Computation Public/Granted day:2021-12-09
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