Invention Grant
- Patent Title: Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer
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Application No.: US16437301Application Date: 2019-06-11
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Publication No.: US11455634B2Publication Date: 2022-09-27
- Inventor: Rahul Agrawal , Sudhir Gupta , Harsh Piparsaniya
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Harness, Dickey & Pierce, P.L.C.
- Priority: SG10201805340T 20180621
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/38 ; G06Q20/34 ; G06Q20/20

Abstract:
Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprises a merchant transaction amount associated with a purchase entered at the merchant terminal and a fingerprint tap input provided by the customer on a fingerprint input module, the fingerprint tap input indicative of a customer transaction amount associated with the purchase. The method includes facilitating verification of a fingerprint obtained from the fingerprint tap input of the customer by comparing with stored fingerprint of the customer. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount obtained from the fingerprint tap input. The method further includes facilitating the payment transaction associated with the payment transaction request if the merchant transaction amount conforms to the customer transaction amount.
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