Invention Grant
- Patent Title: Processing insured items holistically with mobile damage assessment and claims processing
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Application No.: US16586008Application Date: 2019-09-27
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Publication No.: US11455691B2Publication Date: 2022-09-27
- Inventor: Jennifer A. Brandmaier , Mark E. Faga , Robert H. Johnson , Daniel Koza , William Loo , Clint J. Marlow , Kurt M. Stricker
- Applicant: Allstate Insurance Company
- Applicant Address: US IL Northbrook
- Assignee: Allstate Insurance Company
- Current Assignee: Allstate Insurance Company
- Current Assignee Address: US IL Northbrook
- Agency: Foley & Lardner LLP
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; H04N5/232 ; H04N1/00

Abstract:
Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. In addition, the server may interface with third party entities such as repair shops and may generate a payment for compensating a claimant for repair of the insured item.
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