- Patent Title: Identification of behavioral pattern of simulated transaction data
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Application No.: US16674459Application Date: 2019-11-05
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Publication No.: US11461793B2Publication Date: 2022-10-04
- Inventor: Brandon Harris , Eugene I. Kelton , Chaz Vollmer
- Applicant: International Business Machines Corporation
- Applicant Address: US NY Armonk
- Assignee: International Business Machines Corporation
- Current Assignee: International Business Machines Corporation
- Current Assignee Address: US NY Armonk
- Agency: Troutman Pepper Hamilton Sanders LLP
- Main IPC: G06Q30/02
- IPC: G06Q30/02 ; G06Q10/06 ; G06Q50/22 ; G06Q10/10 ; G06N20/00

Abstract:
Embodiments can provide a method for identifying a behavioral pattern from simulated transaction data, the method including: simulating transaction data using a reinforcement learning model; and identifying a behavioral pattern from the simulated transaction data. The step of simulating transaction data further includes: providing standard customer transaction data representing a group of customers having similar transaction characteristics as a goal; and performing a plurality of iterations to simulate the standard customer transaction data, wherein the plurality of iterations is performed until a degree of similarity of simulated customer transaction data relative to the standard customer transaction data is higher than a first predefined threshold. In each iteration, the method includes conducting an action including a plurality of simulated transactions; comparing the action with the goal; providing feedback associated with the action based on a degree of similarity relative to the goal; and adjusting a policy based on the feedback.
Public/Granted literature
- US20210133771A1 IDENTIFICATION OF BEHAVIORAL PATTERN OF SIMULATED TRANSACTION DATA Public/Granted day:2021-05-06
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