A network access method and a terminal relate to the communications field, where the method includes obtaining, by the terminal, a priority of a first network service, determining, by the terminal according to a relationship between a network service priority and a network service class, a network service class required for performing the first network service, where the relationship is stored in the terminal, obtaining, by the terminal, a network service class of a first network currently accessed by the terminal, accessing, by the terminal, a second network whose network service class is higher than the network service class of the first network when the network service class of the first network is lower than the network service class required for performing the first network service, and performing the first network service using the second network.