A smart device includes a transceiver for outputting a user identifier to an authentication server, for receiving a data packet and a pre-authorization token from the authentication server, wherein the data packet comprises reader identifiers associated with a plurality of reader devices, and wherein the pre-authorization token indicates that smart device is approved to interact with the plurality of reader devices, a storage device for storing the reader identifiers and the pre-authorization token, wherein the transceiver is for receiving a reader identifier from a reader device, a processor for determining an authorized reader condition when the reader identifiers includes the reader identifier, wherein the processor is for determining a reader token in response to the pre-authorization token and the authorized reader condition, wherein the transceiver for transmitting the reader token to the reader device.