Disclosed is a biodegradable resin composite material including a biodegradable polymer resin and multifunctional particles, wherein: (a) the multifunctional particles include 10-70 wt. % of a hydrophobic active ingredient, 21-72 wt. % of a polysaccharide, 3.80-20 wt. % of a crosslinking agent, 1.00-6 wt. % of a catalyst, 0.10-5 wt. % of a silica flow aid, optionally 0.10-5 wt. % of a desiccant, optionally 0.20-20 wt. % emulsifier, optionally 1-10 wt. % of a degradation enhancer, and optionally 1-10 wt. % of particle dispersion aids; (b) the multifunctional particles are anhydrous; and (c) the hydrophobic active ingredient is encapsulated in a crosslinked polysaccharide matrix. Alternative multifunctional particles useful in the invention are also disclosed.