Invention Grant
- Patent Title: Systems and methods for mobile wallet payments
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Application No.: US16119428Application Date: 2018-08-31
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Publication No.: US11544699B2Publication Date: 2023-01-03
- Inventor: Howard Spector , Eric L. Connolly , John D. Moore , Nancy E. Hiebler , Michael Naggar , Ayman Hammad , Tuan Dao , Venkat Maranani
- Applicant: JPMorgan Chase Bank, N.A.
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Greenberg Traurig LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06Q20/32 ; G06Q20/22

Abstract:
Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.
Public/Granted literature
- US20190066095A1 SYSTEMS AND METHODS FOR MOBILE WALLET PAYMENTS Public/Granted day:2019-02-28
Information query