Invention Grant
- Patent Title: Specialized transaction execution via assistive devices
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Application No.: US17388318Application Date: 2021-07-29
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Publication No.: US11551213B1Publication Date: 2023-01-10
- Inventor: Eswara Prasad Ramoju , Udaya Kumar Raju Ratnakaram , Sandeep Kumar Chauhan
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06Q20/32 ; G06Q20/40 ; G06Q20/20

Abstract:
Systems, methods, and apparatus are provided for secure transaction execution at an assistive device. Assistive devices include technologies that support people with disabilities in daily tasks, such as mobility aids or vision aids. An assistive device may be preregistered with a financial institution. The financial institution may generate a first hash incorporating a customer identifier and a device identifier. At the time of transaction, an active session may be initiated with the assistive device at a POS terminal, self-service kiosk, or financial institution. The assistive device may use short range wireless communication such as NFC or UWB to transmit the customer identifier and device identifier. A second hash may be generated and compared to the first hash to authenticate the device. Following authentication, the transaction may be completed at the assistive device via user inputs to the assistive device.
Public/Granted literature
- US20230032352A1 SPECIALIZED TRANSACTION EXECUTION VIA ASSISTIVE DEVICES Public/Granted day:2023-02-02
Information query