Invention Grant
- Patent Title: Systems and methods for digitally knowing and verifying youths
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Application No.: US17165583Application Date: 2021-02-02
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Publication No.: US11551237B1Publication Date: 2023-01-10
- Inventor: Jonathan Hartsell , Nanie Lee , Ray G. Redwood , Daniel Sanford , Elizabeth Votaw
- Applicant: Wells Fargo Bank, N.A.
- Applicant Address: US CA San Francisco
- Assignee: Wells Fargo Bank, N.A.
- Current Assignee: Wells Fargo Bank, N.A.
- Current Assignee Address: US CA San Francisco
- Agency: Foley & Lardner LLP
- Main IPC: G06F21/31
- IPC: G06F21/31 ; G06Q30/00 ; G06Q40/02 ; G06Q50/00 ; G06Q50/26 ; G06V40/16

Abstract:
Systems and methods for remotely verifying an identity of a minor to open an account at a financial institution for the minor are provided. A method includes receiving, by a financial institution computing system associated with the financial institution, a request from an adult computing device associated with the adult to open the account; remotely verifying, by a verification circuit, an identity of the adult based on received information regarding the adult; receiving, by the financial institution computing system, information relating to the minor from a minor computing device associated with the minor; remotely verifying, by the verification circuit, the identity of the minor based on the received information relating to the minor; and opening, by an account opening circuit associated with the financial institution computing system, an account on behalf of the minor.
Information query