Invention Grant
- Patent Title: Authorizing a payment with a multi-function transaction card
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Application No.: US16948972Application Date: 2020-10-08
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Publication No.: US11556917B2Publication Date: 2023-01-17
- Inventor: Molly Johnson , James Zarakas , Adam Vukich
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Harrity & Harrity, LLP
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06Q20/32 ; G06K19/077

Abstract:
A multi-function transaction card may include a card body having dimensions that are in accordance with a standard for transaction cards, an output device on the card body, and a secure element within the card body. The multi-function transaction card may pair, via a wireless connection, the multi-function transaction card with a terminal. The multi-function transaction card may receive, from the terminal, information associated with a transaction. The multi-function transaction card may generate, based on the information associated with the transaction, and using a cryptographic key, an authorization request cryptogram (ARQC), wherein the cryptographic key is stored in the secure element. The multi-function transaction card may generate, based on the ARQC, a machine-readable code. The multi-function transaction card may display, using the output device, the machine-readable code.
Public/Granted literature
- US20210326842A1 AUTHORIZING A PAYMENT WITH A MULTI-FUNCTION TRANSACTION CARD Public/Granted day:2021-10-21
Information query