Improved workflow processes for efficiently progressing through a credit union membership application using a user interface having a specially structured layout to facilitate the progression are disclosed. Initially, the user interface presents a membership account selection option to select which type of membership account to initiate. Based on the selected type of membership account, the user interface then displays a product selection option for selecting a specific type of product to initiate with the credit union. The user interface then displays an applicant information option structured to receive information about an applicant. Based on this information, there is a determination as to whether the applicant qualifies for membership. Additionally, the layout of the user interface is specifically required to have a number of features, which are designed to facilitate the application workflow.