A system and method for customer and business referral with a smart device concierge system, comprising a database comprising customer and business information, a mobile device operating a concierge application and an automation application, and a referral engine, to allow users to register for and install the concierge application and automation application, and use them to place orders for products, services, or reservations with participating businesses via linked smart devices using the automation application, gives or place these orders for other users who approve of receiving the product, service, or reservation, and compensating application users who have a commercial interest in operating the application, called a commercial concierge, who may be compensated for referring users to various businesses for products, services, or reservations the user may enjoy or be searching for, in lieu of a traditional concierge that may help refer customers manually.