- Patent Title: Systems and methods for mobile automated clearing house enrollment
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Application No.: US17751346Application Date: 2022-05-23
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Publication No.: US11599861B2Publication Date: 2023-03-07
- Inventor: John J. Roach , Grisha Nepomniachtchi
- Applicant: MITEK SYSTEMS, INC.
- Applicant Address: US CA San Diego
- Assignee: MITEK SYSTEMS, INC.
- Current Assignee: MITEK SYSTEMS, INC.
- Current Assignee Address: US CA San Diego
- Agency: Procopio, Cory, Hargreaves & Savitch LLP
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G06Q20/04 ; G06Q20/32 ; G06Q20/02 ; G06V10/28 ; G06V10/32 ; G06V10/24 ; H04N1/00 ; H04N101/00 ; G06V30/10

Abstract:
Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.
Public/Granted literature
- US20220351161A1 SYSTEMS AND METHODS FOR MOBILE AUTOMATED CLEARING HOUSE ENROLLMENT Public/Granted day:2022-11-03
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