Disclosed are a method and an apparatus in which an electronic device, which does not have a payment function, determines an electronic device most suitable for a current situation among neighboring electronic devices having a payment function, and can provide the determined electronic device to user. According to various embodiments, a server may generate a list comprising information on payment-capable devices related to an account of a user associated with a first electronic device. The list may be generated based on a priority for the payment-capable devices. The list may be transmitted to the first electronic device and a signal for selection of one of the payment-capable devices included in the list may be received from the first electronic device. A signal comprising information related to payment may be transmitted to the selected payment-capable device.