Invention Grant
- Patent Title: System and method for fraud risk analysis in IoT
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Application No.: US16484941Application Date: 2017-03-08
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Publication No.: US11599883B2Publication Date: 2023-03-07
- Inventor: Ravi Krishnan Muthukrishnan , Prakash Kalaiah , Subramanian Kumaraswamy
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- International Application: PCT/US2017/021432 WO 20170308
- International Announcement: WO2018/164684 WO 20180913
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; B60R13/10 ; G01C22/00 ; G06Q10/0635 ; G06Q20/36 ; H04W12/06

Abstract:
Embodiments of the disclosure are directed to methods, systems, and devices for the use of portable devices, such as a vehicle driven by a user, that are distinctive physical objects and can be presented to an authentication system for authentication purposes. More specifically, the portable device may be used as a source of information for the authentication system that can be verified. Images may be captured of the portable devices in order to determine their distinctive features for comparison to other physical objects registered to the user. The portable devices may also be a source of metadata, or additional contextual information associated with those portable devices or their interaction with the authentication system. The image data and/or the metadata associated with a portable device can be verified for fraud or risk analysis.
Information query