Invention Grant
- Patent Title: System for impetus resource distribution process confirmation with wearable device integration
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Application No.: US16745766Application Date: 2020-01-17
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Publication No.: US11599886B2Publication Date: 2023-03-07
- Inventor: Michael Sbandi , Jo-Ann Taylor , Michael Robert Young
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Nicholas C. Russell
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06N20/00 ; H04L9/40 ; G06N5/025 ; G06F1/16

Abstract:
Embodiments of the invention are directed to a system, method, or computer program product for integration with a wearable device for impetus resource distribution process confirmation and authentication. In this way, the invention coordinates with a wearable device and resource distribution vehicles of a user. Upon activation of a resource distribution vehicle, the system reviews metrics from the wearable device to identify discrepancies between the real-time metrics and a baseline for the user. The invention triggers tiered confirmation requests for authentication prior to allowing processing of the resource distribution for impetus distribution prevention.
Public/Granted literature
- US20210224804A1 SYSTEM FOR IMPETUS RESOURCE DISTRIBUTION PROCESS CONFIRMATION WITH WEARABLE DEVICE INTEGRATION Public/Granted day:2021-07-22
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