An electronic device is provided. The electronic device includes a camera, a memory configured to store a model learned to determine whether a user performing authentication for a financial service is in a threat situation, and a processor configured to perform authentication for the financial service based on biometrics information of the user performing authentication for the financial service. The processor may acquire an image by photographing the user performing authentication through the camera, acquire information on whether the user performing authentication is in a threat situation from the learned model, with information acquired from the image as input of the learned model, and perform authentication for the financial service according to the acquired information. At least a part of the learned model is an artificial intelligent algorithm, which may be performed according to at least one of machine learning, neural network, or deep learning algorithm.