A resource configuration method and an apparatus are disclosed. A method includes: receiving capability information from a terminal device, where the capability information of the terminal device includes information about a first processing capability supported by the terminal device; and determining, based on the capability information of the terminal device, first processing capability configuration information of at least one frequency band used for the terminal device. The terminal device may report the capability information of the terminal device, so that the first processing capability configuration information of the at least one frequency band can be determined based on the capability information of the terminal device.