Computer-implemented methods, systems and computer program products for facilitating operationally customized access to smart vehicles are provided. Aspects include receiving request to access a smart vehicle. Aspects also include receiving vehicle operation constraints associated with the smart vehicle using a processor. Aspects also include generating a vehicle policy based at least in part on the request to access the smart vehicle and the vehicle operation constraints using the processor. The vehicle policy includes rules for operation of the smart vehicle. Aspects also include transmitting the vehicle policy to the smart vehicle. Aspects also include moderating the operation of the smart vehicle based on at least in part the vehicle policy.