Invention Grant
- Patent Title: System for secure distribution of peer requests for resources
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Application No.: US17747181Application Date: 2022-05-18
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Publication No.: US11615405B2Publication Date: 2023-03-28
- Inventor: Katherine Dintenfass , Maria Carolina Barraza Enciso , Elena Kvochko
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06F21/32 ; G06F21/62 ; G06Q20/40 ; H04W12/63 ; H04W12/106

Abstract:
Aspects of the disclosure relate to a system that provides enhanced security of information transmitted by connected devices. The system may be used to request resources from members of a donee's virtual group. Donated funds or line of credit may be loaded to the donee's digital wallet with no link to any of the donee's personal accounts. The request for resources may utilize secure correspondence between the donee and the prospective donors. The secure correspondence may be locked and prevented from being forwarded or captured via a screenshot to ensure confidentiality. If an attempt is made to forward or copy the secure correspondence, the secure correspondence may be deleted. Donated funds/line of credit may be allocated for specific use, and may not be owned by the donee until used.
Public/Granted literature
- US20220277296A1 SYSTEM FOR SECURE DISTRIBUTION OF PEER REQUESTS FOR RESOURCES Public/Granted day:2022-09-01
Information query