Invention Grant
- Patent Title: Neural network systems and methods for generating distributed representations of electronic transaction information
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Application No.: US17486179Application Date: 2021-09-27
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Publication No.: US11615419B2Publication Date: 2023-03-28
- Inventor: Mohammad Shami , Bogdan Nedanov , Conor Anstett , Joshua Edwards
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Perkins Coie LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; G06Q20/40 ; G06F16/332 ; G06N3/084 ; G06N3/04 ; G06N3/08 ; G06N5/046 ; G06N5/022

Abstract:
Systems and methods are provided for authorizing an electronic transaction. In one implementation at least one processor is programmed to receive electronic transaction data and historical transaction data, the electronic transaction data including an entity identifier component and an amount component of an electronic transaction; determine, based on the entity identifier component and the amount component, a location of the electronic transaction in a space of a distributed representation space, the distributed representation space comprising a mapping of electronic transaction components in a high-order space; determine locations of the historical transaction data in the distributed representation space; determine a decision boundary in the distributed representation space based on the locations of the historical transaction data; and authorize the electronic transaction based on the location of the electronic transaction being within the decision boundary.
Public/Granted literature
Information query