Using position location information to pre-populate and verify information on a credit application is disclosed. A mobile application for a retailer is downloaded to a mobile device. The mobile application on the mobile device obtains authorization to access location information on the mobile device. Location information for the mobile device is received at a computer system and from the mobile device, the location information generated by a positioning system on the mobile device, the location information comprising: historic location information stored in a memory of the mobile device and real-time location information. The location information is used to prefill at least a portion of a credit application.