Invention Grant
- Patent Title: System, method, and computer program product for processing a transaction as a push payment transaction
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Application No.: US16751419Application Date: 2020-01-24
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Publication No.: US11631070B2Publication Date: 2023-04-18
- Inventor: Sandeep Tharoor , Malayamkumarath Sreedharan Manikandan
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: The Webb Law Firm
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; G06Q20/40 ; G06Q40/02 ; H04L9/40 ; H04W12/06

Abstract:
Described are a system, method, and computer program product for processing a transaction as a push payment transaction. The method may include receiving, with a payment gateway processor, a transaction request from a merchant system. The transaction request may include transaction data associated with a payment device of a user, the payment device being associated with an issuer system. The method may also include generating, with the payment gateway processor, an authentication request based on the transaction data. The method may further include communicating, with the payment gateway processor, the authentication request to the issuer system. The method may further include, in response to the issuer system authenticating the authentication request, generating a push payment request including an account identifier associated with the merchant system, and communicating the push payment request to the issuer system.
Public/Granted literature
- US20210233052A1 System, Method, and Computer Program Product for Processing a Transaction as a Push Payment Transaction Public/Granted day:2021-07-29
Information query