Invention Grant
- Patent Title: Smart card dependent transfer technology
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Application No.: US17060112Application Date: 2020-10-01
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Publication No.: US11640599B2Publication Date: 2023-05-02
- Inventor: Saurabh Gupta
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06Q20/02 ; G06Q20/42 ; G06Q20/40 ; G06Q40/02 ; G06Q20/10 ; G06K19/07 ; G06F3/04842 ; G06F3/0488

Abstract:
Apparatus and methods are provided for a smart card which enables users to securely complete online transfers without entering sensitive transaction information into a third-party system. The smart card may include a touch-sensitive screen configured to display selectable transfer options. The smart card may include a microprocessor and wireless interface. The wireless interface may provide wireless communication capabilities and the ability to initiate online transfers based on information captured by the touch-sensitive screen. The smart card may be a parent smart card associated with a parent account. The parent account may be linked to a dependent account. The parent smart card may receive a communication related to the dependent account. Selectable transfer options displayed on the touch-sensitive screen may enable a transfer from the parent account to the dependent account.
Public/Granted literature
- US20220108299A1 SMART CARD DEPENDENT TRANSFER TECHNOLOGY Public/Granted day:2022-04-07
Information query