A method, computer system, and computer program product are provided for processing wage payments to an employee according to an employee-specified pay schedule. A computer system receives a payroll event for an employee. In response to receiving the payroll event, the computer system interprets a first structured data object for processing payroll. In interpreting the first structured data object, the computer system identifies an employee-specified pay schedule according to an employee context interpreted from the first structured data object. In interpreting the first structured data object, the computer system determines that a wage payment should be made to the employee according to the employee-specified pay schedule. Responsive to determining that the wage payment should be made, the computer system transmits an order for the wage payment to the employee to a specified wage payment proxy server via a network using a specified communication channel to pay the employee.