Invention Grant
- Patent Title: Systems and methods for real-time identity verification using a token code
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Application No.: US16593012Application Date: 2019-10-04
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Publication No.: US11652813B2Publication Date: 2023-05-16
- Inventor: Keyur Patel , Sachin Ahuja
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Armstrong Teasdale LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04L9/32

Abstract:
An identity authority computing device having a processor in communication with a database is described herein. The database stores a plurality of persistent user identifiers associated with a plurality of users. The processor is programmed to receive a service request over a public network, the service request including a service provider identifier and a single-use token value associated with one of the users. The processor is also programmed to determine at least one persistent user identifier associated in the database with the token value, and generate an updated service request including the at least one persistent user identifier. The processor further is programmed to generate an encrypted service request using a public encryption key associated with the service provider identifier, and transmit the encrypted service request to a service provider computing device associated with the service provider identifier.
Public/Granted literature
- US20210105264A1 SYSTEMS AND METHODS FOR REAL-TIME IDENTITY VERIFICATION USING A TOKEN CODE Public/Granted day:2021-04-08
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