This invention relates to Banking, National Security and Governance with BIOMETRIC UNIQUE COMBINATION IDENTIFICATION SYSTEM and in particular, this invention relates to Banking, National Security and Governance with BIOMETRIC UNIQUE COMBINATION IDENTIFICATION SYSTEM which will provide paperless, fraud less, ultra secure, convenient, cheap, fast, affordable banking, enhance National Security and provide good governance to all since it will completely eradicate the possibility of having more than one identity. Furthermore, this invention also relates to Banking, National Security and Governance with BIOMETRIC UNIQUE COMBINATION IDENTIFICATION SYSTEM which has the advantages of being simple in structure and convenient to use and install, improving the filling efficiency, reducing manual costs and the like.