Invention Grant
- Patent Title: Integrated fraud detection using light sensors
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Application No.: US17392701Application Date: 2021-08-03
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Publication No.: US11657397B2Publication Date: 2023-05-23
- Inventor: Cruz Vargas , Bryant Yee , Joshua Peters
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Banner & Witcoff, Ltd.
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06N20/00 ; G06K7/00 ; G06K7/08

Abstract:
Aspects described herein may allow for detecting fraudulent transaction requests using light sensors on smartcards. A computing device may receive, from a terminal, a request to approve a transaction. The request may comprise a timestamp corresponding to a time when the transaction was requested, a transaction type associated with the transaction, and an identification of a card associated with the transaction. The computing device may also receive, from one or more light sensors associated with the card, light data. The light data indicates an amount of ambient light during a time period when the transaction was requested. The computing device may determine, based on the transaction type, a model of expected ambient light. If the light data corresponds to the model, the computing device may send, based on the determination that the light data corresponds to the model, an approval of the request.
Public/Granted literature
- US20230042320A1 INTEGRATED FRAUD DETECTION USING LIGHT SENSORS Public/Granted day:2023-02-09
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