Invention Grant
- Patent Title: Capacity optimized electronic model based prediction of changing physical hazards and inventory items
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Application No.: US17193957Application Date: 2021-03-05
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Publication No.: US11657418B2Publication Date: 2023-05-23
- Inventor: Devin Waltman , Siddharth Mohan , Anoop Jakka , Marc Eder , Maciej Halber , Zachary Rattner
- Applicant: Yembo, Inc.
- Applicant Address: US CA San Diego
- Assignee: YEMBO, INC.
- Current Assignee: YEMBO, INC.
- Current Assignee Address: US CA San Diego
- Agency: Pillsbury Winthrop Shaw Pittman LLP
- Main IPC: G06Q30/02
- IPC: G06Q30/02 ; G06Q30/0204 ; G06Q40/08 ; G06F16/29 ; G06N20/00 ; G06Q10/0875 ; G06Q10/0639 ; G06T7/00 ; G06Q30/0201 ; G06N3/08 ; G06T17/00 ; G06T7/80 ; G06T7/50 ; G06F3/04842 ; G06T7/20 ; G06T17/20 ; G06V20/00 ; G06N3/044 ; H04N23/63 ; G06V10/764 ; G06V10/82 ; G06V20/64 ; G01S17/06 ; G06Q50/16 ; G01S19/42 ; G06F18/24

Abstract:
The process of obtaining an insurance quote is currently based on information provided by filing online forms. Insurance companies use the consumer input data from online the forms to provide a quote for property insurance and for insurance underwriting. To complete the underwriting, the insurance companies have to make assumptions on various factors; for example, the structure and layout of a consumer's home, what type of content the consumer owns, its value, and its condition, among several others. It is desirable to get more accurate data on the consumer content, the structure and layout of the home, as well as other factors (e.g., hazards such as whether a house is on a canyon) in an automated fashion which would let insurance companies underwrite policies with a more accurate risk profile as well as save costs by not having to send an onsite inspector.
Public/Granted literature
- US20210279811A1 CAPACITY OPTIMIZED ELECTRONIC MODEL BASED PREDICTION OF CHANGING PHYSICAL HAZARDS AND INVENTORY ITEMS Public/Granted day:2021-09-09
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