Invention Grant
- Patent Title: Multi-network tokenization processing
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Application No.: US16591403Application Date: 2019-10-02
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Publication No.: US11676138B2Publication Date: 2023-06-13
- Inventor: Prasanna L Narayan , Glenn Powell , John Sheets , Paul Tait , Andrew Carpenter
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06Q20/20

Abstract:
Systems, apparatuses, and methods are provided for enabling a transaction using a token associated with a first payment network to be conducted using a second payment network. When a transaction using a token is submitted to a payment network, the payment network can determine the payment network associated with the token. If the token is associated with a second payment network, a token verification request including the token can be sent to the second payment network. The second payment network can then return a token verification response including a primary account identifier such as a primary account number (PAN) corresponding to the token and a validation result. The transaction may then be processed using the primary account identifier.
Public/Granted literature
- US20200034837A1 MULTI-NETWORK TOKENIZATION PROCESSING Public/Granted day:2020-01-30
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