A decorated and surface-structured wall or floor panel comprises a carrier made of a plastic composite material, a primer layer disposed on a surface of the carrier, a decorative layer disposed on the primer layer, a layer of a radiation-curable varnish disposed on the decorative layer, a structured plastic film disposed on the layer of a radiation-curable varnish, and a topcoat layer disposed on the structured plastic film. The carrier comprises a plastic-containing matrix material in which a fibre mineral material is embedded.