Invention Grant
- Patent Title: Methods and system for securely capturing and providing transaction information
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Application No.: US17084969Application Date: 2020-10-30
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Publication No.: US11699136B2Publication Date: 2023-07-11
- Inventor: Andrew Robert Hamilton
- Applicant: NCR Corporation
- Applicant Address: US GA Atlanta
- Assignee: NCR Corporation
- Current Assignee: NCR Corporation
- Current Assignee Address: US GA Atlanta
- Agency: Schwegman Lundberg & Woessner, P.A.
- Main IPC: G06Q20/04
- IPC: G06Q20/04 ; H04L9/32 ; G06Q20/02 ; G06Q20/08 ; G06Q20/34 ; G06Q10/107 ; G06Q20/38 ; G06Q20/40 ; G06Q20/20 ; G06Q20/18 ; G06Q20/10 ; H04L67/306 ; H04L51/046

Abstract:
An option is set on a payment card of a card issuer. A request for payment for a transaction is received by a payment server of the card issuer from a merchant device/server. The payment server requests and receives a one-time token based on the option. An authorization indicating payment was successful is sent from the payment server to the merchant device/server with a flag set, the token, and a network address. Merchant device/server identifies the flag obtains the token and sends an e-receipt for the transaction along with the token to the network address. The e-receipt accessible from the network address by a consumer associated with the transaction. Furthermore, the e-receipt is obtained by the consumer without registering personal information or contact information with the merchant, which preserves the anonymity of the consumer with respect to the merchant.
Public/Granted literature
- US20220138704A1 METHODS AND SYSTEM FOR SECURELY CAPTURING AND PROVIDING TRANSACTION INFORMATION Public/Granted day:2022-05-05
Information query