A method of computer authentication of a user request for a Subscriber Identity Module (SIM) card transfer by a biometric signature from a user equipment (UE) comprising assigning a risk score, by a mobile service provider, to a user account based on user activity in the user account, wherein the user activity includes a SIM card transfer authorization. The mobile service provider then sends a message requesting a biometric signature from an authentication application executing in memory on the UE. The authentication application on the UE then proceeds capturing a biometric signature, encrypting the biometric signature, and sending an encrypted biometric signature to the mobile service provider using a wireless communication protocol. The mobile service provider then compares the biometric signature to an authorized signature and modifies the risk score based on the comparison.