• Patent Title: Systems and methods for distributed electronic payment processing using hierarchical payment graph
  • Application No.: US15745680
    Application Date: 2018-01-12
  • Publication No.: US11720865B2
    Publication Date: 2023-08-08
  • Inventor: Raymond Ng
  • Applicant: WePay, Inc.
  • Applicant Address: US CA Redwood City
  • Assignee: WePay, Inc.
  • Current Assignee: WePay, Inc.
  • Current Assignee Address: US CA Redwood City
  • Agency: Morgan, Lewis & Bockius LLP
  • Agent Manita Rawat
  • International Application: PCT/US2018/013649 2018.01.12
  • International Announcement: WO2018/217239A 2018.11.29
  • Date entered country: 2018-01-17
  • Main IPC: G06Q20/08
  • IPC: G06Q20/08 G06F16/901
Systems and methods for distributed electronic payment processing using hierarchical payment graph
Abstract:
A new approach is proposed that contemplates systems and methods to support distributed electronic payment processing based on a hierarchical payment graph. Specifically, a distributed electronic payment system comprising a plurality of distributed payment engines/processors. Upon receiving an electronic payment request from a client device, each distributed payment engine of the distributed electronic payment system is configured to handle one stage of the electronic payment processing lifecycle by traversing states and edges in a portion of the hierarchical payment graph assigned to the distributed payment engine. While processing the electronic payment, the distributed payment engine of each sub-graph of the hierarchical payment graph is configured to communicate with a payment engine of a main payment graph of the hierarchical payment graph, wherein such inter-graph communication is modeled or typed via an extended graph definition language (GDL), which declaratively defines a plurality of types of electronic payment processing.
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