Invention Grant
- Patent Title: Systems and methods for use in facilitating network messaging
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Application No.: US17066234Application Date: 2020-10-08
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Publication No.: US11720895B2Publication Date: 2023-08-08
- Inventor: Jason Jay Lacoss-Arnold , Andrew David Lambert , Christy Hart
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Harness, Dickey & Pierce, P.L.C.
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; H04L9/40

Abstract:
Systems and methods are provided for use in facilitating network messages. An exemplary method includes receiving, at a network, an instruction associated with a first user and specific to a first user account, where the instruction is directed to a second user account associated with a second user. The method also includes compiling a pre-authorization message indicative of the instruction, consistent with a first message standard and including an identifier of the first user account, and transmitting the pre-authorization message to a first institution associated with the first user account. The method then includes translating the pre-authorization message and/or the instruction into a transfer instruction consistent with a second message standard different than the first message standard, and transmitting the transfer instruction to a different network thereby permitting the delivery of the transfer instruction consistent with the second standard to a second institution associated with the second user account.
Public/Granted literature
- US20210110392A1 SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK MESSAGING Public/Granted day:2021-04-15
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