Invention Grant
- Patent Title: Computer-based systems and methods configured for one or more technological applications for authorizing a credit card for use by a user
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Application No.: US17565645Application Date: 2021-12-30
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Publication No.: US11720897B2Publication Date: 2023-08-08
- Inventor: Christopher Camenares , Joseph Boayue , Ana Cruz , Lee Adcock , Nahid Farhady Ghalaty , Vincent Pham , Geeta Shyamala
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Greenberg Traurig, LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/38 ; G06Q20/34

Abstract:
A configured application for authorizing a credit card by a user and a method that may include receiving an electronic request to pair a mobile device associated with a user with a credit card of the user. The credit card may include a location tracking circuitry to remotely communicate a location of the credit card to a remote electronic recipient. The location of the credit card may be received by a processor from the remote electronic recipient. A proximity multi-factor authentication may verify that the user is an authorized user of the credit card. The mobile device associated with the user may be paired with the credit card of the user after verifying that the user is the authorized user. The processor may receive the location of the credit card paired with the mobile device from the remote electronic recipient. The location of the credit card may be displayed on a display of the mobile device associated with the user.
Public/Granted literature
Information query