Invention Grant
- Patent Title: Techniques to pre-authenticate a user identity for an electronic account
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Application No.: US17096453Application Date: 2020-11-12
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Publication No.: US11750586B2Publication Date: 2023-09-05
- Inventor: Abdelkader M'Hamed Benkreira , Joshua Edwards , Adam Vukich
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: KDW Firm PLLC
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04L9/32 ; H04W12/062

Abstract:
Techniques to pre-authenticate an identity for an electronic account are described and claimed by the present disclosure. The electronic account may enforce a multi-factor authentication procedure that involves a number of steps. In addition to the electronic account, a user may have other accounts requiring authentications. Successful authentications with respect to those other accounts may provide evidence of the user's identity. If sufficient evidence is present, one or more steps of the multi-factor authentication procedure may be bypassed. Other embodiments are described and claimed.
Public/Granted literature
- US20210067499A1 TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT Public/Granted day:2021-03-04
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