The present invention relates to a reflective eyepiece optical system and a head-mounted near-to-eye display apparatus. The system includes: a first lens group, and a first optical element and a second lens group for transmitting and reflecting a light from a miniature image displayer. The second lens group includes an optical reflection surface, and the optical reflection surface is an optical surface farthest from a human eye viewing side in the second lens group. The optical reflection surface is concave to a human eye viewing direction. The first optical element reflects the light refracted by the first lens group to the second lens group, and then transmits the light refracted, reflected, and refracted by the second lens group to the human eye.