Invention Grant
- Patent Title: Relying party risk-adjusted indicator system and method
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Application No.: US17982678Application Date: 2022-11-08
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Publication No.: US11769155B2Publication Date: 2023-09-26
- Inventor: William Joseph Leddy, III
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: THE WEBB LAW FIRM
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/38 ; G06Q20/32

Abstract:
Provided is a method including receiving, by a user device, a request from an identity service to approve communicating a user proof-of-identity to a relying party. A user of the user device is prompted to request a one-time transaction identifier based on the request. Based on a first input from the user, the user device requests the one one-time transaction identifier from the identity service. In response to the request for the one-time transaction identifier, the user device receives the one-time transaction identifier from the identity server and displays the one-time transaction identifier on a first user device screen. The user inputs the one-time transaction identifier on a second user device screen and the user device communicates the one-time transaction identifier to the identity service. In response to receiving the at least one inputted one-time transaction identifier, the relying party determines whether to approve or deny a transaction.
Public/Granted literature
- US20230053383A1 Relying Party Risk-Adjusted Indicator System and Method Public/Granted day:2023-02-23
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